Ninth Circuit’s Definition Of “Consumer Reporting Agency” Will Help Lenders Stay Compliant, But Dissent May Presage Future Litigation

A divided panel of the Ninth Circuit recently published a decision in Zabriskie v. Federal National Mortgage Association , in which the court addressed the question of whether Fannie Mae’s use of proprietary underwriting software meant that it qualified as a Consumer Reporting Agency for the purposes of the […]

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